# NICL AO IT Salary 2026: ₹82,485 Basic Pay and Benefits > NICL AO IT salary 2026 starts at ₹82,485 basic pay. Total pay is about ₹1,14,000 in metro centres. See the pay scale, benefits, probation and bond. Source: https://bunkpoint.com/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/salary-and-job-profile/ Category: [NICL](https://bunkpoint.com/article/nicl/) Guide: [NICL AO Information Technology 2026](https://bunkpoint.com/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/) ## In short - The starting basic pay is ₹82,485 per month in a scale that ends at ₹1,56,745. - Total emoluments are about ₹1,14,000 per month in metropolitan centres. - Selected officers sign a bond to serve for at least four years, including probation. The NICL AO IT salary 2026 starts at a basic pay of **₹82,485** per month. Total emoluments are about **₹1,14,000** per month in metropolitan centres. The pay scale ends at **₹1,56,745**. This page is part of the [NICL AO IT Specialist 2026 guide](/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/). ## NICL AO IT salary 2026: pay scale The pay scale of the Administrative Officer (Scale I) is 82485-4050(14)-139185-4390(4)-156745. The table shows how the basic pay grows. | Pay stage | Basic pay | Increments | | ------------ | ---------------------- | ----------------------- | | Start | ₹82,485 | Not applicable | | First stage | ₹82,485 to ₹1,39,185 | 14 increments of ₹4,050 | | Second stage | ₹1,39,185 to ₹1,56,745 | 4 increments of ₹4,390 | NICL adds allowances under the rules in force at the time. The company states that total emoluments are about ₹1,14,000 per month in metropolitan centres. {{< callout type="official" >}}NICL states the pay and the service terms in its advertisement on the [official NICL recruitment page](https://nationalinsurance.nic.co.in/recruitment).{{< /callout >}} ## What benefits does an NICL Administrative Officer get? NICL gives these benefits under the rules in force at the time of appointment: - Pension under the New Pension Scheme, which PFRDA governs. - Gratuity. - LTS. - Medical benefits. - Group personal accident insurance. - Company or leased accommodation under the company norms. ## What is the job profile and the posting rule? NICL appoints IT Specialists as Administrative Officers in the Scale I officer cadre. The company can post or transfer an officer to any place in India. The minimum stay at the first place of posting is **5 years**. NICL may transfer an officer before the end of this period. NICL may ask a Specialist Officer to continue in the same specialization for at least **10 years**. The officer stays eligible for promotion under the company norms. ## How long is the probation? An officer on regular pay rolls serves a probation of **one year** from the date of joining. NICL may extend it twice by six months each time. The total extension stays within one year. The officer must pass the non-life Licentiate Examination of the Insurance Institute of India. The officer gets confirmed only after passing it. An officer who fails within the extended probation can lose the job. NICL may also end the service of an unsuitable officer at any time in probation. ## What is the guarantee bond? Before joining, the selected candidate must give an undertaking to serve NICL for at least **four years**, including probation. - An officer who resigns before the bond ends must pay liquidated damages. The amount equals one year of gross salary paid in the year of probation. NICL may reduce it in proportion to the service done. - The officer must submit a stamped bond with two sureties. The sureties must not be blood relatives and must have sound financial standing. The bond amount equals one year of gross salary. - An officer who resigns in probation must pay the gross salary received during the whole service. An officer whom NICL terminates in probation must pay the same amount. Both also pay ₹25,000 towards part of the training cost. - No lien or bond for a post with a present employer binds NICL. The officer gets no leave salary and no pension contribution from NICL for that period. Read the [selection process page](/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/selection-process/) for the steps before joining. Read the [eligibility page](/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/eligibility/) to check if you qualify. **Next step:** check the [exam date and the exam centres](/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/exam-date/). ## Frequently asked questions ### What is the NICL AO IT salary in 2026? The starting basic pay is ₹82,485 per month. NICL adds allowances by its rules. Total emoluments are about ₹1,14,000 per month in metropolitan centres. The pay scale ends at ₹1,56,745. ### What is the pay scale of an NICL Administrative Officer? The pay scale is 82485-4050(14)-139185-4390(4)-156745. The officer gets 14 increments of ₹4,050 up to ₹1,39,185. Then the officer gets 4 increments of ₹4,390 up to ₹1,56,745. ### What benefits does an NICL AO get? An NICL AO gets pension under the New Pension Scheme (PFRDA), gratuity, LTS, medical benefits, and group personal accident insurance. The officer may also get company or leased accommodation under the company norms. ### What is the bond period for NICL AO? The officer must serve NICL for at least four years, including probation. An officer who resigns early must pay damages equal to one year of gross salary. NICL reduces the sum in proportion to the service done. ### How long is the probation for NICL AO? Probation is one year from the date of joining. NICL may extend it twice by six months each time. The officer must pass the non-life Licentiate Examination of the Insurance Institute of India to get confirmed. ### How long must an IT Specialist stay in one place? The minimum stay at the first place of posting is 5 years. NICL may also ask a Specialist Officer to continue in the same specialization for at least 10 years. The officer stays eligible for promotion. ## More in this guide - [NICL AO Information Technology 2026](https://bunkpoint.com/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/): NICL AO IT Specialist 2026 has 11 posts. Phase I is on 17 November 2026. Read eligibility, fee, exam pattern, salary and the full guide. - [Notification](https://bunkpoint.com/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/notification/): NICL AO IT notification 2026 lists 11 IT Specialist posts out of 321. See the vacancy table, key dates, fee and pay. Phase I is on 17 November 2026. - [Eligibility](https://bunkpoint.com/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/eligibility/): NICL AO IT eligibility 2026: age 21 to 30 years, B.E., B.Tech., M.E., M.Tech. in CS or IT, or MCA, with 60% marks. See relaxation and rules. - [How to Apply](https://bunkpoint.com/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/how-to-apply/): NICL AO IT apply online 2026 closed on 28 October 2026. See the fee of ₹1,000 or ₹250, the application steps, and the photo and signature rules. - [Selection Process](https://bunkpoint.com/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/selection-process/): NICL AO IT selection process 2026 has Phase I, Phase II and an interview. NICL gives 80% weight to the Mains objective test and 20% to the interview. - [Exam Pattern](https://bunkpoint.com/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/exam-pattern/): NICL AO IT exam pattern 2026: Phase I has 100 marks in 60 minutes. Phase II has six objective tests for 250 marks. Wrong answers lose one-fourth. - [Exam Date](https://bunkpoint.com/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/exam-date/): NICL AO IT exam date 2026: Phase I is on 17 November 2026 and Phase II is on 22 December 2026. See the exam length, centre rules and centre list. - [Admit Card](https://bunkpoint.com/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/admit-card/): NICL AO IT admit card 2026 is the call letter for Phase I on 17 November 2026. See the login details, download steps and what to check on it. - [Exam Day Checklist](https://bunkpoint.com/article/nicl/nicl-ao-information-technology-specialist-phase-i-prelims-2026/before-exam-checklist/): NICL AO exam day checklist 2026 for Phase I on 17 November 2026. See the documents to carry, the banned items, the reporting rules and the ID list.