# NICL AO Risk Engineer Eligibility 2026 > NICL AO Risk Engineer eligibility 2026: engineering degree, 60% marks and age 21 to 30 years on 1 October 2026, with relaxation by category. Source: https://bunkpoint.com/article/nicl/nicl-ao-risk-engineer-specialist-2026/eligibility/ Category: [NICL](https://bunkpoint.com/article/nicl/) Guide: [NICL AO Risk Engineer 2026](https://bunkpoint.com/article/nicl/nicl-ao-risk-engineer-specialist-2026/) ## In short - A Risk Engineer candidate needs an engineering degree with minimum marks. - The minimum marks are 60 percent, or 55 percent for SC, ST, and PwBD. - The age limit is 21 to 30 years on 1 October 2026. - Reserved categories get age relaxation of 3 to 15 years. The **NICL AO Risk Engineer eligibility 2026** rules cover education, minimum marks, and age. A Risk Engineer candidate needs an engineering degree and must be **21 to 30 years old on 1 October 2026**. National Insurance Company Limited (NICL) sets these rules in its advertisement. Return to the [NICL AO Risk Engineer 2026 guide](/article/NICL/nicl-ao-risk-engineer-specialist-2026/) for the full overview. ## What is the education rule in NICL AO Risk Engineer eligibility 2026? The Risk Engineer post needs an **engineering degree**. The degree can be a graduation or a post-graduation. The notification allows most engineering disciplines. It also lists some disciplines that it excludes for this post. Read the exclusion note in the [official NICL advertisement](https://nationalinsurance.nic.co.in/recruitment/) before you apply. A candidate in an excluded discipline is not eligible, even with high marks. The [notification page](/article/NICL/nicl-ao-risk-engineer-specialist-2026/notification/) shows that NICL has 28 Risk Engineer posts. ## What are the minimum marks for NICL AO Risk Engineer 2026? The degree must come from a recognized university. The minimum marks are shown below. A candidate below the limit is not eligible. | Category | Minimum marks in the qualifying degree | | ---------------- | -------------------------------------- | | UR, OBC, and EWS | 60 percent | | SC, ST, and PwBD | 55 percent | Use the final marks that your university issued. Do not round up the marks yourself. If your university gives a grade point average, convert it with the university rule. Keep the conversion certificate ready. ## What is the NICL AO age limit 2026? The age limit is **21 to 30 years on 1 October 2026**. A candidate must be born on or after **2 October 1996**. A candidate must also be born on or before **1 October 2005**. A candidate born on 2 October 1996 or on 1 October 2005 can apply. ## How much age relaxation does NICL AO 2026 give? Reserved categories get extra years on the upper age limit. The lower limit of 21 years stays the same for all candidates. The table shows the relaxation. | Category | Age relaxation | Upper age limit | | ------------------ | -------------- | --------------- | | UR, OBC, and EWS | None | 30 years | | OBC | 3 years | 33 years | | SC and ST | 5 years | 35 years | | PwBD in UR and EWS | 10 years | 40 years | | PwBD in OBC | 13 years | 43 years | | PwBD in SC and ST | 15 years | 45 years | Keep your date of birth proof ready. The date on your Class 10 certificate must match the date in your application. ## What is the next step for an eligible candidate? An eligible candidate must prepare for the exam. Study the [NICL AO Risk Engineer exam pattern 2026](/article/NICL/nicl-ao-risk-engineer-specialist-2026/exam-pattern/) to learn the sections, marks, and time. The Phase I exam is on **17 November 2026**. Watch the [official NICL recruitment page](https://nationalinsurance.nic.co.in/recruitment/) for each new notice. ## Frequently asked questions ### What is the education rule for the NICL AO Risk Engineer post? A candidate needs an engineering degree, either a graduation or a post-graduation, in a discipline that the notification permits. The notification also lists some disciplines that are excluded. Check that list before you apply. ### What are the minimum marks for NICL AO Risk Engineer 2026? The minimum marks are 60 percent in the qualifying degree. SC, ST, and PwBD candidates need 55 percent. The degree must come from a recognized university. Marks below this limit make a candidate ineligible. ### What is the age limit for NICL AO 2026? The age limit is 21 to 30 years on 1 October 2026. A candidate must be born on or after 2 October 1996 and on or before 1 October 2005. Both dates are inclusive. ### How much age relaxation does an OBC candidate get in NICL AO 2026? An OBC candidate gets 3 years of age relaxation. An OBC candidate with a benchmark disability gets 13 years. The upper age limit rises by these years. The lower age limit of 21 years does not change. ### What is the age relaxation for SC and ST candidates in NICL AO 2026? SC and ST candidates get 5 years of relaxation. SC and ST candidates with a benchmark disability get 15 years. The extra years apply to the upper age limit of 30 years. ### Can a candidate from any engineering branch apply for the Risk Engineer post? Most engineering branches qualify, but the notification excludes the disciplines that it lists for other specialist posts. Read the exclusion note in the official notification before you apply as a Risk Engineer. ## More in this guide - [NICL AO Risk Engineer 2026](https://bunkpoint.com/article/nicl/nicl-ao-risk-engineer-specialist-2026/): NICL AO Risk Engineer 2026 has 28 Specialist posts out of 321. Check dates, eligibility, basic pay of ₹82,485 and exam pattern in one guide. - [Notification](https://bunkpoint.com/article/nicl/nicl-ao-risk-engineer-specialist-2026/notification/): NICL AO 2026 notification lists 321 AO Scale I posts, including 28 for Risk Engineers. See key dates, vacancy table, fee and pay scale. - [Exam Pattern](https://bunkpoint.com/article/nicl/nicl-ao-risk-engineer-specialist-2026/exam-pattern/): NICL AO Risk Engineer exam pattern 2026: Phase I has 100 questions in 60 minutes. Phase II has 250 marks plus a 30-mark descriptive test.